2023 ANNUAL REPORT







 

Environmental Commitment


As a brand, different solutions have been developed, one of them being the launching and circulation of the first S13 (S13 Integrated Powertrain) trucks in the local market, which produces up to 80% less NOX emissions and 10% less CO2 than those established in current regulations.

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Social Performance


In 2023, the company reaffirmed its commitment to equity, inclusion, and social responsibility towards the community through various initiatives. For the second time, we organized the ‘Women’s Day’ event, dedicated to promoting gender equity and inclusion in our work environment.

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Governance


Navistar Financial has a strong and transparent Corporate Governance structure closely aligned with the Code of Best Corporate Practices established by the National Banking and Securities Commission. Beyond complying with regulatory requirements, the company is actively committed to transparency and open communication of relevant information to both investors and other stakeholders.

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2023 in Figures


1,764

Interest
Income (P$. MILLION)

856

Net Interest
Income (P$. MILLION)

1,283

Pretax income
(P$. MILLION)

964

Net income
(P$. MILLION)

Our Services

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Financial Leasing

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Access to the use of a vehicle is facilitated with the option to purchase in the future through a monthly payment scheme that reflects the purchase cost.

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Simple Loans

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After an initial payment corresponding to a specific percentage of the value of the vehicle, the purchase invoice is issued in the user’s name.

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Operating Lease

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The use of a vehicle is granted in exchange for a monthly payment, which is deductible for income tax purposes according to the rental invoice.

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Transprotección ®

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Insurance agent specializing in the automotive transport industry that provides a distinctive accident prevention program, positioning us as a leader in the market by providing a complete service.